InstaMoney: Personal Loan App

InstaMoney is powered by Innofin Solutions Private Limited, India’s largest Peer-to-Peer Lending Platform and an RBI-registered NBFC-P2P.

InstaMoney provides fast, reliable, and accessible personal loans to over 6 million happy and satisfied users across India. We provide loan from ₹5,000 or ₹50,000, our fully online process ensures your loan is approved and disbursed within just 2 hours.

Features

- Instant personal loan from ₹5,000 to ₹50,000

- Interest rate: 24%-48% p.a.

- Tenure: 3 to 6 months

- Easy process

What makes InstaMoney ideal for every customer?

- Fast online loan

- Easy application

- No documentation

- Instant personal loan

- Digital processing and disbursal in 2 hours

- Repayment tenure from 91 days to 180 days

- Lowest processing fees ranging between 0% - 5% of the amount used

- Graduate to the higher loan amount and more products with on-time repayments

Why Choose InstaMoney Over Other Loan Apps?

- Trusted by 6 million users across India

- Over ₹15,000 crores disbursed in personal loans

- Get instant cash loans for medical emergencies, credit card payments, school fees, advance salary, and more

- Loan disbursal in as fast as 10 minutes, with a maximum of 2 hours

Eligibility Criteria

- Salaried / Self-Employed Individuals

- Between the age of 21 - 55 years

- Indian citizen

Easy-to-Apply Process

- Log in to the InstaMoney app, check eligibility and apply for verification.

- Provide required details and documents quickly.

- Check your application status

- On approval, the amount gets transferred to your bank account in 30 minutes.

Example:

The Loan Amount (Principal) is ₹10,000 with an Interest Rate of 24% per annum with a tenure of 5 months.

Interest=₹10,000 x 24% x 5/12 =₹1,000 and the Total Amount payable would be ₹11,000 over 5 months i.e. ₹2,200 per EMI (Equated Monthly Installment).

Processing fee(+GST)=₹500 + ₹90. Assessment fee=₹199 to ₹249

*These numbers are for representation only, and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.

Contact us

• Email: cs@instamoney.app

• Facebook: fb.com/InstaMoneyApp

• Twitter: @InstaMoneyApp

InstaMoney is owned by Innofin Solutions Pvt. Ltd. an RBI Registered NBFC-P2P (https://rbi.org.in/Scripts/BS_NBFCList.aspx)

Website: https://www.instamoney.app/

Address: Unit no. 1006, 10th Floor, DLH Park, S. V. Road, Goregaon West, Mumbai – 400062, Maharashtra, India.

Security & Protection of Privacy

InstaMoney app follows global standards of high-level data encryption/decryption protocols to protect user data.